News

20
Apr

What are Market Valuations? (Part 1)

What are Market Valuations? (Part 1) Taking distributions from an investment portfolio amplifies the impacts of portfolio volatility, making retirement income planning particularly tricky as distributions tend to be the primary income source for retirees. We can use Monte Carlo simulations to show the increase of money-weighted investment returns in retirement, which has important implications about the choice for a

Read more

16
Apr

Join Our Twitter Chat About the Importance of Disability Insurance on May 1

Join Our Twitter Chat About the Importance of Disability Insurance on May 1 On May 1, join Life Happens as we moderate a Twitter Chat focused on how important disability insurance is and why it is so critical for anyone who works and relies on their paycheck (and who of us doesn’t). Despite this fact, only 20% of employed Americans

Read more

16
Apr

2018 – Q1 Quarterly Market Review

2018 – Q1 Quarterly Market Review 2017 – Q2 Quarterly Market Review Source: Retirement Researcher 2018 – Q1 Quarterly Market Review

10
Apr

Key Findings for the 2018 Insurance Barometer Study

Key Findings for the 2018 Insurance Barometer Study Each year Life Happens and LIMRA join forces to get the latest and greatest information about what consumers are thinking when it comes to their financial concerns as well as what insurance coverages they do or don’t have—and why! And that’s just the start. The 2018 Insurance Barometer Study also probes two

Read more

9
Apr

Social Security & You

Social Security & You Are you on the verge of retirement? Then you are probably asking yourself when you should stop working and how long after that do you take Social Security benefits? While your first thought may be to take both as soon as you are able, the reality is a little more complicated. Here are the top Social

Read more

6
Apr

Socially Responsible Investing Doesn’t Make Sense – Except When It Does

Socially Responsible Investing Doesn’t Make Sense – Except When It Does Taking distributions from an investment portfolio amplifies the impacts of portfolio volatility, making retirement income planning particularly tricky as distributions tend to be the primary income source for retirees. We can use Monte Carlo simulations to show the increase of money-weighted investment returns in retirement, which has important implications

Read more

3
Apr

799,182 Reasons to Buy Life Insurance

799,182 Reasons to Buy Life Insurance A generation ago, unexpected loss of a loved one could be seen as an isolated situation. But today, a quick search of GoFundMe delivers a difficult reality check. Simply type “funerals” into the search field, and behold—799,182 results (on this particular day). Almost 800,000 tales of the sudden loss of a loved one, compounded

Read more

30
Mar

Occam’s – Does Dollar Cost Averaging Make Sense?

Occam’s – Does Dollar Cost Averaging Make Sense? The appeal of market timing is obvious. Who wouldn’t want to get in and out of the market at the best time every time? We’ve talked a lot about market timing in the past – timing risk premiums, trying to time the markets on a daily basis, and the importance of staying

Read more

25
Mar

Boeing celebrates delivery of its newest, biggest 'Dreamliner' yet

Boeing celebrates delivery of its newest, biggest 'Dreamliner' yet The “787-10” is the third variant of Boeing’s new-age jet, following the smaller 787-8 – the original – and 787-9 models.           Source: USA Today Retirement Boeing celebrates delivery of its newest, biggest 'Dreamliner' yet

23
Mar

Building and Maintaining an Investment Portfolio

Building and Maintaining an Investment Portfolio Building a diversified and effective investment portfolio is an important part of creating an efficient retirement income plan. Much of the research around retirement income planning tends to focus on other matters and not put a lot of weight on portfolio-creation matters. The basic research tends to assume two asset classes (U.S. large-capitalization stocks

Read more