News

16
Jul

5 Signs You Need to Up Your Life Insurance Coverage

5 Signs You Need to Up Your Life Insurance Coverage Depending on the type of life insurance policy you have, you could be covered anywhere between one year and the rest of your life, depending on if you have term or permanent life insurance. But if you’ve had a policy for a while, it might no longer be enough. As

Read more

10
Jul

2018 – Q2 Quarterly Market Review

2018 – Q2 Quarterly Market Review 2017 – Q2 Quarterly Market Review Source: Retirement Researcher 2018 – Q2 Quarterly Market Review

6
Jul

Occam’s – Handle with CARE: 5 Years Before Retirement

Occam’s – Handle with CARE: 5 Years Before Retirement The appeal of market timing is obvious. Who wouldn’t want to get in and out of the market at the best time every time? We’ve talked a lot about market timing in the past – timing risk premiums, trying to time the markets on a daily basis, and the importance of

Read more

2
Jul

Tips for Summer Travel

Tips for Summer Travel Are you planning to get away from the normal this summer? According to AAA, so is about 35% of Americans. With vacation season in its prime, businesses everywhere are hiking prices and fees in anticipation for a busy season. With this, here are 5 quick tips to save money on your summer travel. Strategically plan your

Read more

29
Jun

10 Things You Didn’t Know About Life Insurance

10 Things You Didn’t Know About Life Insurance Life insurance blah blah blah. Is that what you hear when someone mentions it as part of your new job’s employee benefits round-up or when you see something about it on TV or social media?  Not to worry: we’ve got the low-down on what you need to know. And it’s really not

Read more

22
Jun

IALC Testifies to Include Lifetime Income Features in ERISA Retirement Plans

IALC Testifies to Include Lifetime Income Features in ERISA Retirement Plans The Department of Labor’s (DOL) ERISA Advisory Council, a group that sets the standards for the most established pension plans in the private sector, held hearings June 19-21 to revisit ERISA regulations and discuss the need for protecting retirement savers against the risk of outliving their savings. Elizabeth MacGowan,

Read more

15
Jun

3 Ways to Prepare Your Dad for Retirement this Father’s Day

3 Ways to Prepare Your Dad for Retirement this Father’s Day Although most people know it’s never too early to start planning for retirement, many Americans aren’t truly prepared, and there are many supporting statistics from the Indexed Annuity Leadership Council’s (IALC) data: One in four baby boomers (think: your dad) have less than $5,000 saved for retirement More than 40

Read more

15
Jun

What Risks Are Worth Taking

What Risks Are Worth Taking Risk drives everything about your investments, but all risk is not created equal. For most investors (and most of the financial industry) dealing with risk is a lot like making sausage. People want what it gets them, the investment returns, but they don’t want to deal with the process and the uncertainty that risk implies.

Read more

15
Jun

Why You Make Profit From Investing

Why You Make Profit From Investing Almost everyone knows that they need to invest their money to help prepare for retirement. It’s one of the keys to getting where you want to go. The markets may (ok, they will) bounce around in the short-term, but over the long-term they have done very well for disciplined investors. But why have markets

Read more

15
Jun

Rebalancing Frequency

Rebalancing Frequency Almost everyone agrees that rebalancing your portfolio is one of the keys to having a successful investment outcome. We know that your asset allocation determines how your portfolio will perform. Successful investors spend a lot of time determining what they want to include in their portfolios, and how they want to spread out their assets. Once you put

Read more